Privacy Policy

1. Who We Are

FundingMatch.ai is operated by:

hello@fundingmatch.ai

FundingMatch.ai provides an AI-powered business funding matching platform that helps UK businesses identify and connect with lenders most likely to offer them funding, based on their profile and financial data.

We act as an introducer only and are not a lender.

2. Information We Collect

Business Information

• Company name and registration number
• Trading address and business activity
• Length of time trading
• Requested funding amount

Director / Owner Information

• Full name
• Date of birth
• Residential address
• Homeownership status
• Email address and phone number

Financial Information

• Business bank statements (uploaded files or via Open Banking)
• Transaction data, balances, and cashflow information (read-only)

Credit Information

• Soft credit search data (e.g. via Experian)
• Public record indicators such as CCJs or insolvency markers

We only perform soft credit checks. These do not affect credit scores.

Technical Information

• IP address
• Device and browser details
• Website usage analytics and cookies

3. How We Use Your Information

We use your information to:

• Assess funding suitability
• Match applicants to lender underwriting criteria
• Filter out lenders unlikely to approve the application
• Introduce businesses to relevant funding providers
• Improve our AI matching models
• Meet legal, regulatory, and fraud-prevention obligations

4. Open Banking

Where Open Banking is selected:

• Access is read-only
• We cannot move funds or initiate payments
• Data is used solely for affordability and underwriting assessment
• Access is time-limited and can be revoked at any time

Open Banking connections are provided by FCA-authorised third-party providers.

5. Data Sharing

We may share information with:

• Third-party lenders and funding providers
• Credit reference agencies (soft searches only)
• Open Banking providers
• Technology and infrastructure partners
• Regulators or law enforcement where legally required

We do not sell personal data.

6. Lawful Basis for Processing

We process data under:

• Consent
• Contractual necessity
• Legitimate interests
• Legal obligations

7. Data Retention

Data is retained only for as long as necessary to provide our services and meet regulatory requirements.

8. Your Rights

You may request to:

• Access your data
• Correct inaccuracies
• Request deletion
• Restrict or object to processing
• Withdraw consent

You also have the right to complain to the Information Commissioner’s Office (ICO).

9. Cookies

We use cookies for functionality and analytics. You can manage these through your browser settings.

10. Updates

This policy may be updated periodically. The latest version will always appear on our website.